Market Risk

Mutual fund NAVs may rise or fall depending on factors affecting capital and money markets including interest rates, currency, government policy, taxation and global events.

Credit & Liquidity Risk

Debt schemes carry credit risk (issuer default) and liquidity risk (inability to exit a position at fair value).

Concentration Risk

Sectoral and thematic schemes may carry higher volatility due to concentrated exposure.

No Assured Return

Past performance is not a guarantee of future results. Mutual fund investments do not assure returns or capital protection unless explicitly stated.

Insurance

Insurance benefits depend on the plan opted, premium paid and conditions stated in the policy document. ULIPs and market-linked insurance products carry market risk.

Suitability

Please ensure any product is suitable for your goals, time horizon and risk appetite. Reach out to us for a personalised risk profiling.