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ELSS Tax Saving Calculator
Save tax under Section 80C while your money compounds in equity.
Tax saved this year
₹46,800
₹1,50,000 of your ₹1,50,000 ELSS investment qualifies under 80C. Effective cost after tax saving: ₹1,03,200.
Monthly ELSS SIP
₹12,500
Yearly investment
₹1,50,000
Total invested
₹15.00 L
Estimated returns
₹14.04 L
Estimated corpus in 10 years
₹29.04 L
Tax before ELSS ₹1,63,800 · after ELSS ₹1,17,000 (old regime, incl. 4% cess). ELSS has a 3-year lock-in; gains above ₹1.25 L a year are taxed at 12.5% LTCG.
3,00,0002,00,00,000
50050,000
01,50,000
330
120
Year-by-year summary
₹12,500 / month · 3 yr lock-in per instalment| Year | Invested | Returns | Corpus |
|---|---|---|---|
| 1 | ₹1.50 L | ₹10.1K | ₹1.60 L |
| 2 | ₹3.00 L | ₹40.5K | ₹3.41 L |
| 3 | ₹4.50 L | ₹93.8K | ₹5.44 L |
| 4 | ₹6.00 L | ₹1.73 L | ₹7.73 L |
| 5 | ₹7.50 L | ₹2.81 L | ₹10.31 L |
| 6 | ₹9.00 L | ₹4.22 L | ₹13.22 L |
| 7 | ₹10.50 L | ₹6.00 L | ₹16.50 L |
| 8 | ₹12.00 L | ₹8.19 L | ₹20.19 L |
| 9 | ₹13.50 L | ₹10.85 L | ₹24.35 L |
| 10 | ₹15.00 L | ₹14.04 L | ₹29.04 L |
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