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Step-up SIP Calculator
Increase your SIP every year and see the difference it makes.
Estimated corpus with 10% step-up
₹1.99 Cr
That's ₹98.97 L more than a flat SIP (₹99.91 L).
Starting SIP
₹10,000
SIP in year 20
₹61,159
Total invested
₹68.73 L
Estimated returns
₹1.30 Cr
Inflation-adjusted corpus
₹62.01 L
What ₹1.99 Cr will buy in today's prices at 6% inflation.
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Year-by-year summary
₹10,000 / month · +10% every year| Year | Invested | Returns | Corpus |
|---|---|---|---|
| 1 | ₹1.20 L | ₹8.1K | ₹1.28 L |
| 2 | ₹2.52 L | ₹33.2K | ₹2.85 L |
| 3 | ₹3.97 L | ₹79.2K | ₹4.76 L |
| 4 | ₹5.57 L | ₹1.50 L | ₹7.07 L |
| 5 | ₹7.33 L | ₹2.52 L | ₹9.85 L |
| 6 | ₹9.26 L | ₹3.90 L | ₹13.16 L |
| 7 | ₹11.38 L | ₹5.71 L | ₹17.10 L |
| 8 | ₹13.72 L | ₹8.04 L | ₹21.76 L |
| 9 | ₹16.30 L | ₹10.97 L | ₹27.27 L |
| 10 | ₹19.12 L | ₹14.62 L | ₹33.74 L |
| 11 | ₹22.24 L | ₹19.11 L | ₹41.35 L |
| 12 | ₹25.66 L | ₹24.58 L | ₹50.24 L |
| 13 | ₹29.43 L | ₹31.21 L | ₹60.64 L |
| 14 | ₹33.57 L | ₹39.18 L | ₹72.75 L |
| 15 | ₹38.13 L | ₹48.71 L | ₹86.84 L |
| 16 | ₹43.14 L | ₹60.06 L | ₹1.03 Cr |
| 17 | ₹48.65 L | ₹73.52 L | ₹1.22 Cr |
| 18 | ₹54.72 L | ₹89.43 L | ₹1.44 Cr |
| 19 | ₹61.39 L | ₹1.08 Cr | ₹1.70 Cr |
| 20 | ₹68.73 L | ₹1.30 Cr | ₹1.99 Cr |
Your inputs are saved on this device automatically.
Frequently asked questions
A SIP that automatically increases by a fixed percentage every year, usually in line with your salary hike, so your investing keeps pace with your income.
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